When most people sit down to write a will, they focus on the obvious—property, savings, and valuable possessions. But a truly comprehensive will should go beyond just material wealth. There are a number of personal, digital and emotional assets that often slip through the cracks, only to cause confusion or distress for loved ones after someone passes away. Below, we explore five often-overlooked elements that are essential to include in your will.
1. Digital Assets and Online Accounts
In an increasingly digital world, it’s surprising how many people forget about their online presence. From email accounts and social media profiles to online banking and cryptocurrency wallets, these assets can contain valuable information or even financial worth.
Specifying what should happen to your digital accounts can prevent identity theft, protect private information, and give your loved ones the ability to manage or memorialise your online life. Some platforms, like Facebook and Google, even allow users to nominate legacy contacts or set up account preferences for after death—these should be referenced in your will where relevant. Consider also including access details for cloud storage, digital subscriptions, and any monetised accounts such as blogs or YouTube channels.
2. Care Arrangements for Pets
To many, pets are part of the family. Yet they’re frequently left out of wills altogether. Under UK law, pets are considered personal property, meaning that without specific instructions, they could end up in a shelter or with someone who’s not prepared to care for them.
You can name a trusted individual to take care of your pet and even set aside funds for their ongoing expenses. It’s also wise to discuss your wishes with the proposed carer in advance to ensure they’re willing and able to provide a good home. By including pet care in your will, you ensure their welfare is protected no matter what.
3. Sentimental Possessions with Emotional Value
While jewellery and antiques may have monetary worth, other sentimental items—like family heirlooms, photo albums, letters, or keepsakes—may hold immense emotional significance to specific people. Unfortunately, without clear instruction, these items can become points of contention.
Be as specific as possible when listing sentimental possessions. Instead of saying “my jewellery,” specify “my grandmother’s sapphire ring to my daughter Emily.” This avoids ambiguity and ensures these cherished items go to those who will truly appreciate them, preserving family memories for future generations.
4. Personal Messages and Ethical Wills
A legal will deals with material inheritance, but many people wish they’d left behind something more personal—messages to loved ones, expressions of gratitude, or life lessons. This is where a “letter of wishes” or an ethical will comes in.
While not legally binding, a letter of wishes can accompany your will and offer guidance, context, or words of comfort. Some people use it to explain decisions in their will, leave messages to their children or grandchildren, or share hopes for the future. It’s a powerful way to stay connected to those you love—even after you’re gone.
5. Instructions for Funeral Wishes
Though funeral arrangements aren’t legally binding in a will, they are often overlooked entirely—leaving families guessing at what the deceased would have wanted. Cremation or burial? Religious or secular service? A quiet gathering or a celebration of life?
By clearly outlining your funeral preferences in your will or in an attached document, you can relieve your loved ones of difficult decisions during an emotional time. Be sure to also inform someone close to you that these wishes exist, as wills are not always read until after the funeral.
A will isn’t just a financial document—it’s a legacy plan. It’s your voice after you’re gone, helping guide the people you care about through an emotionally charged time. By thinking beyond just your house and bank balance, and including the often-forgotten details like your pets, your digital life, and your personal stories, you create a will that is not only legally sound but deeply human.
It’s worth reviewing your will regularly, especially after major life changes. And if you’re unsure about how to include some of these elements, a qualified will writer or solicitor can help ensure everything is properly documented.
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